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Lloyds now says that, while it made no error in applying the interest, your great uncle had not been using the account after he had problems with it.Wiring money is like sending cash: the sender has no protections against loss and it’s nearly impossible to reverse the transaction or trace the money.For more information, click on the video below to the U. Federal Trade Commission's advice to avoid online romance scams, also available here: https://onguardonline.gov/articles/0004-online-dating-scams.He did not ask for this card and it was only ever going to cause him trouble as he would never be able to afford the repayments.I’m astonished at the amount of interest that has been charged to the account.